Sources & References
Information on this site is drawn from authoritative government and legal sources.
Federal Sources
- •Canada.ca— Government of Canada official portal for federal programs and services
- •Canada Mortgage and Housing Corporation (CMHC)— Mortgage insurance, programs, and housing information
- •Canada Revenue Agency (CRA)— Tax credits, RRSP, FHSA, and GST/HST rebate information
- •Bank Act (R.S.C., 1985, c. B-1) — Federal regulations on mortgage lending and disclosure
- •Canadian Human Rights Act (R.S.C., 1985, c. H-6) — Protection against housing discrimination
Provincial Housing Agencies
- •Ontario: ServiceOntario, Ministry of Municipal Affairs
- •British Columbia: Province of British Columbia Real Estate Services
- •Alberta: Government of Alberta Community and Social Services
- •Quebec: Société d'habitation du Québec (Québec Housing Corporation)
- •Saskatchewan: Government of Saskatchewan Housing Authority
- •Manitoba: Manitoba Housing and Renewal Corporation
- •Nova Scotia, New Brunswick, PEI, NL: Provincial land titles offices and housing ministries
Legal References
- •Condominium Act (Ontario) — Rights and protections for condo buyers
- •Consumer Protection Act (Ontario) — Home warranty and seller disclosure
- •Land Titles Acts (by province) — Property ownership and registration
- •Common Law Principles — Duty of disclosure, contract law, real property
- •Provincial Human Rights Acts — Protection against discrimination in housing
Financial Resources
- •Office of the Superintendent of Financial Institutions (OSFI)— Mortgage stress test and lending guidelines
- •Bank of Canada — Prime lending rate information
Note on Information Currency
Laws, regulations, and government programs change regularly. The information on this site reflects current knowledge as of its publication date. For the most current information, always consult official government websites and qualified professionals in your province.